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Today, we’ll talk about skipping the pre-approval process in the surrounding North Jersey area. We see buyers trying to do this from time to time, but it’s definitely not a good idea. Here’s why the pre-approval process is so important and crucial.
If you’re thinking about buying or selling a home in the local region, give me a call or send me an email or even just a text message. I’d be happy to answer your real estate questions and serve your needs.
- You need to know what you can afford. You’ll be able to figure out closing costs and what rate you can expect on a mortgage, too. You need to have a budget in order to know what price range of properties to look at.
- It lets you know you’re serious about buying a home. Sellers will pick up on your dedication if you show them you’re pre-approved already. Some sellers might not even let you see their home if you don’t.
- It reassures you what your credit actually looks like. When you’re pre-approved, you can check up on your credit score and history. You can find out if something made it drop.
If you’re thinking about buying or selling a home in the local region, give me a call or send me an email or even just a text message. I’d be happy to answer your real estate questions and serve your needs.
